Individual Credit Report

Citizens and residents aged 18 and over are entitled to one FREE copy of their consumer credit report each calendar year.  Accessing this free copy enables you to confirm your credit status and validate the accuracy of all of the information reported by the institutions with which you have financial agreements.


The Two Consumer Credit Report Options

  1. Free Credit Report, without Credit Score+
  2. Credit Report, with Credit Score  ($30 BBD)

+Indivduals are entitled to one free credit report each calendar year.  All subsequent reports will incur a fee.


What do I need to complete my Credit Report application?

  1. Colour image(s) of your Barbadian photo identification*. One of the following is required:
    - National ID  (front and back)
    - Driver's License (front)
    - Driver's License with an expired date (include Driver's License Receipt, front)
    - Passport (photo page)
  2. For a paid report, an image of your payment confirmation is also required*.  This image must clearly show:
    - Your name
    - Payment confirmation number
    - Payment date

Payment Options

Our online banking details are provided below

Account Name:       EveryData (Barbados) Limited
Bank:                            First Citizens Bank (Barbados) Limited
Branch:                       Welches Banking Centre, 16 The Walk, Welches, St. Thomas
Account Number:   50090000812
Account Type:          Chequing Account
Swift Code:               FCTTBBBB

Transfer Details/Notes:  Enter your full name for reconciliation purposes.


When will I get a response to my Credit Report Application?

We will contact you within three (3) business days of your submission.

*Be advised, application processing will be delayed if all required documentation is not submitted.